The whole idea of getting financed based solely on the PFS has always been a "what if all the stars align" sort of idea... I would hope that most others have that notion too. It's not as if management's plan was to pump out a prefeas and hope to have all the banks willing to sign on the dotted line.... no.... it was simply an extrapolation of the idea that, "the risk to banks falls as the gold price rises"
So in a credit crunch, money will only be available for the best of the best in terms of risk/reward.
Moving forward with a full FS is a great thing (not only for banks who may finance, but for possible partnerships, buyouts, or new private or retail investment into the stock)