If I were a banker hoping to get as much of my principal back as prudently possible, I would want to see the warrants exercised and the stock sold asap. A bank is not trying to make a huge killing on the stock market, so they want principal back now, and not take the risk of the collateral falling in value. Sheldon and everyone on this board can think the share price is bound to go up, but that's our hope and belief as speculative investors, but not the way a prudent bank views the world. A bank may end up writing off some interest and fees, but they don't want to lose their principal, they really hate that, and I don't blame them.
